Asset Management
Core to our approach, we look for total flexibility for sponsors and participants to choose
investments that maximize returns and minimize risk. For this reason we are diligent in constructing menus with
sound diversification in asset classes and investment styles.
Process-Driven
Our process is driven by our proprietary ScorecardSM System, grounded in both quantitative
and qualitative metrics. Zero to ten pass/fail criteria is clearly outlined with each independent investment review.
What’s more, our CFA-led research team is your partner in ongoing investment selection, monitoring, and when necessary,
fund removal and/or replacement.
Our expertise in Asset Management consulting focuses on the following areas, which address
both plan sponsor and plan participant issues as it relates to non-qualified deferred compensation programs:
- Menu Construction and Monitoring
- Asset Allocation Advice and Model Portfolios
- Funding Adequacy and Benefit Security
- Asset/Liability and Tax Management
- Cost of Funding Vehicles (Mutual Funds/COLI)
Best in Class
Diversification is key: Diversified investment strategies focused in select core asset
classes help maximize returns while limiting risk to non-core or specialty type asset classes. Through rigorous
analysis, we seek only best-in-class managers who are proven style-consistent across all major investment styles.
Thus, the investment platform results in a choice of managers offering high risk-adjusted expected returns in every
category. For us, repeatability outperforms peer benchmarks.
Asset/liability modeling is conducted in a tracking error format, where the objective is to
minimize the tracking error for the assets (the portfolio) to the liability (the benchmark). The lower the tracking
error, the better the match between assets and liabilities.
Importantly, funding benefit plans to offset costs is a cornerstone of our experience; we may
recommend a range of solutions from corporate owned life insurance, mutual funds or company stock. Also, best practices
in asset management call for protective measures to mitigate benefit security concerns, all part of our full-service
consulting.
Contact one of our plan specialists today at 800.959.0071.
Or email insight@401kadvisors.com.
Be confident in your next decision.