Call one of our specialists
at 800.959.0071 or email insight@401kadvisors.com

Plan sponsors face intense scrutiny by Congress and the Department of Labor over real or suspected ERISA violations. Failure to manage this risk is costly, and employee litigation is on the rise.

Plan Design

An effective retirement plan begins with sound plan design strategy and grows with attentive execution. Specifically, our comprehensive Fiduciary Fitness Program™ and annual Fiduciary Plan Review™ offer insight on how to improve value and promote operational efficiency.

Design elements impact every aspect of your plan—from investments and recordkeeping to compliance and communication. In our experience with hundreds of plans, one overlooked design flaw at the outset can cause unnecessary difficulties later.

What if deferral percentages mismatch with employer deduction limits? Or eligibility requirements are unclear. The way your plan’s design strategy is executed can often dictate long-term success. Other determinations in good design:

Flow and types of contributions into the plan Investment selection/alternatives of account balances Timing of distributions

Eligibility requirements Vesting schedules QDROs, loans or hardship options

Unfortunately, we often see avoidable roadblocks to success in existing plans we are asked to review. That’s why it is extremely important to partner with a specialty firm whose expertise can produce maximum satisfaction for provider and participant alike.

Count on 401(k) Advisors to guide you to a best-in-class retirement plan.

Contact one of our plan specialists today at 800.959.0071. Or email insight@401kadvisors.com. You’re one step closer to results.