401(k) Advisors
120 Vantis, Suite 400
Aliso Viejo, CA 92656
949.460.9898 / 800.959.0071
949.460.9893 fax
Plan Design
The foundation of a successful 401(k) plan begins with a plan design that corresponds to each employer’s current and future needs and employee demographics. 401(k) Advisors offers an organized, systematic and periodic plan review process. Each relevant design feature is examined with ideas to improve plan value. Some design features reviewed in our analysis include:
Eligibility Waiting Period
Plan Entry Dates
Elective Deferral Limits
Employer Match Design and Funding
Age and Service Requirements
Definition of Financial Hardship
Funding Timing for Employer Contributions
Loan Provision Design
In-Service Withdrawal Provisions
Discretionary Contribution Formulas
Vesting Issues and Design
Plan Trustee Issues
Securities offered through Financial Telesis, Inc.
Investment Advisory Services offered through 401(k) Advisors, Inc.
Financial Telesis, Inc. is not an affiliate of 401(k) Advisors
